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7 Dangerous Phone Privacy Settings You Should Turn Off (iPhone & Android 2026)
Is your phone secretly listening to you or tracking everything you do? The answer is not as simple as yes or no. The truth is that smartphones are not secretly recording every conversation. However, your phone does collect more data than most people realize. ⚠️ Most phones have at least 3–5 settings enabled that track…
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How to Spot a Scammer on Dating Apps
How to Spot a Scammer on Dating Apps: Red Flags, Questions & Smart Verification Tactics Recently, a friend on a “single-ready-to-mingle” app asked how to spot a scammer. Naturally, I offered a CIA-grade interrogation routine (minus the waterboarding) — layered verification, adaptive questioning, and background cross-checks. Manual not for sale.But here’s your field guide. Why…
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Cyber-Fraud Victim Reimbursement: RBI’s new Draft policy
Lost money to scams and wondering about reimbursements? Here’s what RBI is now suggesting for cyber fraud victims in India. Read on. Some of you might remember my earlier rant about scam reimbursements – where I said: strong banks are great, but what good are they to the customer who just lost his shirt? And…
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Scam Reimbursements
Scam reimbursement is a hot topic among regulators worldwide. Here’s a summary across countries: US – While unauthorized electronic fraud is well-covered under Regulation E, there’s no mandatory reimbursement for scams where users are tricked into sending money. Barring the state of California, where there are regulations to protect elders, offering elder protections even if…
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Crypto Scams to Watch Out for
Fraudsters are usually amongst the first ones to adopt any new technology before it matures. While the knowledge is limited among users and wide open gaps exist in the security, controls, knowledge and regulation in a novel domain, they cash in on the initial chaos. And this is true of Cryptocurrencies as well. While crypto…
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Biometrics, the Fraud Slayer
Biometrics have come a long way. In the old days I had a credit card with a bank that used what we in the trade call “active voice bio”. And, to set up my active voice biometric I was supposed to say “My voice is my favorite password” or something geeky like that to bypass…
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ATM Fraud
A Few Cases of ATM Fraud in recent times Over a long weekend, there was an attack on an American bank’s ATMs. As usual it was picked up first by David Maimon (I remember giving him a like on Friday.) When you work in fraud, one thing’s a given – bad news always hits you…
